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Archives: 2024

A Small Business Owner's Guide to Financial Literacy

A Small Business Owner's Guide to Financial Literacy

Financial literacy is the foundation of sound financial management; for small business owners, it's essential for success. With April being Financial Literacy Month, there's no better time to learn more about the fundamentals of financial literacy that every small business owner should know. Budgeting Basics for Small Businesses Budgeting is crucial for small businesses to manage finances and achieve their profit goals effectively. To effectively...

Planning A Remodel? Insurance Tips to Keep in Mind

Planning A Remodel? Insurance Tips to Keep in Mind

Are you considering a home remodel? Whether you're updating your kitchen, adding an extra room, or renovating your entire house, it's essential to consider how these changes can impact your insurance coverage. As April marks National Rebuilding Month, it's the perfect time for a few insurance tips for planning your next project. Understanding Personal Insurance and Home Remodels When it comes to home renovations, it's...

How Long Does Term Life Insurance Last?

How Long Does Term Life Insurance Last?

Here’s an obvious statement: day-to-day living costs add up fast. That’s why life insurance is so important. It allows you to protect your loved ones when you’re gone.Think of the impact of losing not only your income but all the other contributions you make to the family.Could they cover the mortgage or monthly bills without you?Do you have enough saved to pay for funeral expenses?What...

Guaranteed Replacement Cost for Commercial Property Owners

Guaranteed Replacement Cost for Commercial Property Owners

If you own a business, you understand the importance of safeguarding your assets. While this kind of protection addresses both liability and the personal safety and health of your staff, it also includes the substantial investment you’ve made in the commercial property that allows your business to flourish.With inflation as a priority concern, business owners who are keen to fully protect their commercial property investments...

How Do I Insure My Old Home?

How Do I Insure My Old Home?

Everyone loves a home with real character built right in, and they just aren’t built like they used to be. Older homes come with many unique quirks and designs that are not seen in modern buildings, making them appealing to many homebuyers. However, before diving into a beautiful older home purchase, many are left wondering, how do I insure it and what’s the difference from...